Terms of Service

Last Updated: July 1, 2024

1. Introduction

Welcome to EMARA CA. These Terms of Service ("Terms") govern your use of our website, services, and subscription plans (collectively, the "Services") provided by EMARA LLC ("Company", "we", "us", or "our"), a company registered in the United Arab Emirates.

By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.

2. Subscription Plans

We offer various subscription plans for our financial services. By subscribing to any of our plans, you agree to pay the applicable fees as described on our pricing page. All fees are quoted in UAE Dirhams (AED) and are subject to change with notice provided to you.

Subscriptions are billed on a recurring basis according to the billing cycle you select. You may cancel your subscription at any time through your account dashboard or by contacting our support team, but no refunds will be issued for any unused portion of your current billing cycle.

3. Account Registration

To use certain features of our Services, you may be required to register for an account. You must provide accurate, current, and complete information during the registration process and keep your account information updated.

You are responsible for safeguarding the password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. Payment Terms

All payments are processed securely through our payment processor, Stripe. We do not store your full credit card details on our servers. By providing your payment information, you authorize us to charge your payment method for all fees incurred by you.

If we are unable to process your payment, we may suspend or terminate your access to the Services. You are responsible for all applicable taxes in addition to the subscription fees.

5. Intellectual Property

The Service and its original content, features, and functionality are owned by EMARA LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as permitted by these Terms.

6. User Conduct

You agree not to use the Services in any way that:

  • Violates any applicable law or regulation
  • Infringes the rights of any third party
  • Attempts to interfere with or disrupt the Services or servers
  • Impersonates any person or entity
  • Engages in any fraudulent activity

7. Limitation of Liability

To the maximum extent permitted by law, EMARA LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Services, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to these Terms or our Services shall not exceed the amount you paid to us during the 12-month period preceding the event giving rise to the liability.

8. Indemnification

You agree to indemnify, defend, and hold harmless EMARA LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.

9. Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts in Dubai, UAE.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Services.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Email: ask@emaraagroup.com
Phone: +971 58 531 2477
Address: EMARA LLC, Dubai, United Arab Emirates